From time to time, just about everyone finds themselves in a situation where they want to make some significant change in their life, whether that means setting a New Years’ Resolution to get in better shape, or whether it means creating a startup business.
Whether you are considering a foray into the field of Digital Marketing, want to get more fit, or are interested in seeing more of the world, however, one thing that can end up getting in the way of a planned life change is a simple lack of energy.
If you feel exhausted and unmotivated on a regular basis, actually moving forward and making any substantial kind of life change can seem very daunting.
Here are some tips for getting the energy to make a life change.
Use a habit tracker, and start by forcing yourself to go through the right basic steps each day
At the start of any new endeavour, you're likely to find it difficult to consistently turn up and put in the effort required – and this could seem to drain your energy significantly more than it would otherwise.
Particularly when you're feeling as though you don't have as much energy as you would like, however, using a habit tracker and starting off by forcing yourself to go through the right basic steps each day, can be very helpful.
It's a good idea to start simple here, rather than to allow yourself to become overwhelmed by trying to do too much in one go. Consistency, and gaining momentum, is very important. Both for making a life change, and boosting your sense of energy.
Put yourself in an environment that helps to encourage and motivate you
When you put yourself in situations that help to facilitate the kind of behaviour you're trying to adopt, and especially when you surrounding yourself with individuals who embody the kind of change you're looking to make, you will tend to find that you are much more energetic and driven to move forward in the right direction.
If, on the other hand, you want to get in great shape but don't know anyone who's into fitness, you are just going to tend to find it harder to be energised and to take the steps required to move in the right direction consistently.
Take steps to surround yourself with the kind of people who can help to keep you motivated to make the change you're looking to make.
Find energising hobbies and pastimes to add to your daily routine
There are various hobbies and pastimes that you can adopt that are likely to help you to feel more energised on an everyday basis. Find which of these hobbies and pastimes work for you, and then make sure to add them into your everyday routine.
Some of the kinds of things you might want to explore could include a yoga routine, regular outdoor strolls, or a chat with a loved one who always helps you to feel more upbeat.
Many people talk about protecting your income for the unexpected and having savings for those "just in case" times in your life. But if you do not know when something will crop up, can you adequately prepare for it, and exactly how do you manage to sort your life and finances for something that may never happen?
The covid pandemic has already shown us how the world can change instantly, and many people have had their lives disrupted by the events that have transpired since early 2020. Few have been lucky enough to come out of this unscathed despite the end of the pandemic not even being in sight yet.
Change Your Mindset
If you think "it won't happen to me," then think again. This train of thought has tripped up many people in the past, both during and pre-pandemic times. While things might seem safe and secure now, things won't always be this way, and failing to plan is planning to fail, as they say.
So change your mindset from it will never happen to what can I do if it does happen!
Having a reserve fund that you have been squirreling away can help to support you in times of financial strain. try to save at least 10% of your income each month, 20% if possible. Even having one month's worth of expenses saved up can take the immediate pressure off if something happened to you.
While compassionate truck accident attorneys can help you put a claim in against a truck driver, this will take time, and even the smallest savings fund can be of use when you are unable to work. For example, say after that road traffic collision you needed to take 3 weeks off work. Would you get paid for this time?
Financial events such as house improvements, scheduled medical treatments, holiday expenditures, and vacations are expenses that should be anticipated throughout the year. These expenses can take a toll on your wallet, but with sound budgeting and money-saving habits, you can spend with confidence.
Once you've eliminated the element of surprise from predicted annual spending, you've already enhanced your monthly income and expenditures. While a budget is typically thought of as a monthly blueprint for your finances, do not hesitate to plan farther ahead, which can be especially beneficial when your income is uncertain. By planning for the foreseeable, you increase your chances of avoiding financial calamity if something truly unexpected occurs.
Protect Your Assets
You work tirelessly throughout your life to grow and build your assets and money. Building a nest egg takes time, so safeguarding your assets is just as critical, especially when the unexpected occurs.
If you have valuable personal things or collections, such as a wine collection or other collectibles, you can insure them to avoid paying out of pocket if they are damaged or destroyed.
Not only will homeowners insurance and life insurance secure what you've fought so hard for, but they'll also assist ensure your family's financial security in the event you're no longer around. If you want extra protection, you can cover for accidents and disability at work, so in the event you are unable to work via one of these options, you can support yourself with a payout.
Income protection can payout a percentage of your full-time wage if you cannot work for long periods. Even if this pays your essential bills and mortgage or rent, it is one less bill to worry about.
Diversify Your Income
To improve your savings capacity, one of two things must occur: either reducing your expenses or raising your income. Increase your income in various ways, including taking on part-time work or beginning a side hustle, requesting a raise from your present company, looking for a new job with higher compensation, or starting your own business.
While starting a business or side hustle is not for everyone, increasing your wage through a work change may be a far more feasible option. Bear in mind that current research indicates that staying in the same employment for an extended period of time likely limits your earning potential.
The extra income you generate can then be used as a support buffer in the event of emergencies.
Protecting your income can look like different things to different people, and not everyone has the option to save a large lump sum each month. However, starting small can help you improve your finances and work towards a bigger goal to give you peace of mind that you will be ok if the unexpected happens. Even if just for a short while.
Author - Chris
Author, Editor, Creator of Learn Develop Live